open back-office-agents.md

    Back-office agents · Finance and administration

    The agent reconciles, posts and proposes the payment. The signature is still yours

    We design and deploy agents that take over the mechanical work in administration: downloading files from portals, reading statements, matching against the ERP and leaving exceptions classified. Connected through secure APIs, they also post transactions, issue invoices and generate payment orders based on rules, with a person who approves.

    cat caso-medido.md

    01

    What we measured in a real case

    A fleet management company. Reconciliations of cards, banks, suppliers and a clearing account for expenses paid on behalf of third parties that was kept in a 48-tab spreadsheet. Run in shadow mode against fourteen months of manual reconciliation.

    72.8%of lines reconciled with no intervention
    95.5%precision when the agent says something matches
    20,266general ledger lines processed; the balance matches the books to within cents
    192supplier invoices reported to the tax authority and missing from the ERP, in a single month

    We also measured the uncomfortable part: about a third of the work is still human review. The agent takes the mechanical work and leaves what requires judgment in order.

    agent describe --steps

    02

    How an agent works

    An agent is a process with defined steps, memory of where it is, tools to talk to other systems and a point where it stops to wait for a person.

    1. Step 1

      Ingestion

      Goes and gets the data: warehouse, PDF, portal.

    2. Step 2

      Common language

      Translates every source into a single transaction format.

    3. Step 3

      Matching

      Cascading rules. Exact amount, to the cent.

    4. Step 4

      Exceptions

      Classifies what didn't match and suggests the action.

    5. Step 5

      Report

      Excel working paper and a console view.

    6. Step 6

      Approval

      Pauses until someone with the right role decides.

    Rules first, model behind

    Matching is deterministic and auditable. The language model reads PDFs, compares names and writes explanations. It never decides whether something reconciles, and if it fails the run continues.

    Three ways to connect

    Reading from the data warehouse, APIs where they exist and browser robots when the portal offers nothing else. Repeatable runs: reprocessing a month doesn't duplicate.

    Security by design

    No passwords in code, encrypted credentials, least privilege, personal data that isn't persisted and models running inside your own cloud.

    agent levels --list

    03

    From processing to operating: four levels

    The architecture is the same across all four. What changes is the last step, which stops being a report and becomes an operation. Each level is enabled after a period in shadow mode.

    1. A1

      Reads and matches

      Reference case

      Read-only. Reconciles, classifies exceptions and delivers the working paper.

      Read-only

    2. A2

      + Proposes

      Drafts the journal entry, the invoice or the payment order. A person confirms it in the system.

      Draft

    3. A3

      + Posts with approval

      Executes the operation through the API after someone with the right role approved it in the inbox.

      API + approval

    4. A4

      + Executes by rules

      Acts without waiting when explicit conditions are met: invoice matching purchase order and receipt, approved supplier, amount under the limit. Everything else goes back to A3.

      API + rules

    Controls for A3 and A4

    • Its own identity per agent and least privilege. The one that invoices doesn't pay.
    • Operations that don't duplicate. Every request carries a unique key.
    • Limits per operation, per day and per counterparty, enforced on the receiving system's side.
    • Rules outside the model. A written, versioned policy approved by a named person.
    • Dual sign-off above a threshold, a full trail and a stop button.

    cat engagement.md

    04

    How we work

    1. Diagnostic

      2 to 3 weeks
      What we do
      We survey the processes, measure volumes and pick the most boring and most measurable one.
      What you keep
      A process map, data sources and a business case with numbers.
    2. Shadow pilot

      6 to 8 weeks
      What we do
      We build the first agent and run it in parallel with the manual process.
      What you keep
      A read-only agent in production, measured against the reference.
    3. Operation

      Ongoing
      What we do
      We add processes and move up levels, one at a time, with their controls.
      What you keep
      Your own platform, in your cloud, documented and operated by your team.

    open el-agente-no-firma.md

    05

    The paper

    “The agent doesn't sign” tells the full case in plain language: the architecture, how the agents connect to banks, the ERP and portals, the good numbers and the bad ones, and what it takes for them to also operate.

    • The problem wasn't intelligence. A match that worked had been blind for three months because nobody downloaded the file.
    • The manual spreadsheet didn't tie to the ledger. Nobody had noticed because there was nothing to compare it against.
    • A robot that doesn't retry. If the password fails it stops, because an automatic retry ends in a locked account.
    Read the paper

    run contact.sh

    Which process eats your month-end close?

    Tell me which one it is and which systems it runs on today. In a first 30-minute conversation we'll see whether it's a good candidate and what we'd need to measure.

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